#behavioural economics
2 article(s)
The Subscription Trap: Why Recurring Payments Are the Hardest Spending to See
Nobody decides to spend 200 a month on subscriptions. It accumulates one small yes at a time, and the design of recurring billing makes it almost impossible to notice. Here is why it works, and how to reverse it in an afternoon.
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The Ostrich Effect: Why We Avoid Information We Know We Need
People check their investment accounts far less often when markets fall. They leave letters from the tax office unopened. They delay the scan. The behaviour is not laziness — it is a deliberate trade of accuracy for temporary comfort, and it has a measurable price.
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